This question may or may not be appropriate in the Bankroll section, since it has at least as much to do with discipline and focus as with financial management.
I play most of the time on UB, and consequently, most of my BR is in my account there. Since the beginning of this year I built my BR from scratch to the point where I can comfortably play $100 buyin games; half of the time I play $50 games, either because the $100 game is tight and full of regulars, or because I feel that I'm not into making decisions for big amounts. If the game looks good and I feel up to it, I'll play the $100.
Unfortunately, the fact that my BR is large enough for that game somehow makes me less eager to play as well as I can. And the fact that I convinved myself that I can beat the $50 game (I also have a good winrate in the $100, although I need more hands to provide full support for this) makes me lose interest a bit; it is sometimes hard for me to focus on the game and play as well as I can. Also, I tend to develop Fancy Play Syndrome, which fortunately doesn't cost me enormous amounts, but still hurts my winrate.
I thought about withdrawing part of the money in my account and only keep, say 1K. But I know, and this is the other side of the issue, that when I feel I don't have a big cushion, I'll be quite upset about losing 2 buyins within one hour.
So, to summarize my dilemma: if I play on a tight bankroll, I'm very focused and play pretty well, but cannot really handle the big swings. If I play with a big bankroll, then I can handle big swings, but don't really get the thrill and play suboptimally.
I took a week off from my main game, PLO, to refresh a bit and think about the game instead of playing it, but I'm sure the problem will return at some point.
Anyone with the same problem?
Pieter